It is important to be aware of the claims process if you are involved in a car accident to help in raising your awareness and understanding on car accident claims process, and hiring a personal injury lawyer can help you to know how exactly the process works. It is important to file a car accident claim with your insurance company if you’re recently involved in an auto accident resulting to physical injuries and property damage. The reporting must be done within seven days in an ideal setting, but if you are unable to do so, report it as soon as you can because there is a time frame followed by insurance companies and statute of limitations as indicated by the law to file and approve claims, and failure to report the car accident within a reasonable amount of time may deny or null your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. A claim’s adjuster will contact you via telephone or meet with you once the claim has been reported, and you will be required to complete a claim or Proof of Loss form to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. It is important to ask the help of a personal injury lawyer so you can get what is due depending on your damages.
In any car accident, insurance companies always want to determine who is at fault whether fully or partially. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. The role of a personal injury lawyer is very important in any claims process, most especially if the insurance company seems trying to get away with its responsibilities or denying your claim. Feel free to visit our website or homepage so we can give you free legal advice about your case. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.